There are generally two categories of health insurance: Medicare for those over 65 (or those who qualify for other reasons) and individual policies either through the Market Place or short term medical plan.
We will educate you on how Medicare works for you.
We will help determine if a gap or supplement policy fits you best or if you should consider an advantage plan.
Extended Care: A Patchwork of Possibilities
What is your plan for health care during retirement?
The comprehensive health care reform law enacted in March 2010 (sometimes known as ACA, PPACA, or “Obamacare”),
The law has 3 primary goals:
Make affordable health insurance available to more people. The law provides consumers with subsidies (“premium tax credits”) that lower costs for households with incomes between 100% and 400% of the federal poverty level.
Expand the Medicaid program to cover all adults with income below 138% of the federal poverty level. (Not all states have expanded their Medicaid programs.)
Support innovative medical care delivery methods designed to lower the costs of health care generally.
With technology, we help you navigate the various plans that will cover your doctors, then we will complete enrollment and submit all your required documents at no cost to you.
Short Term Health Insurance
An alternative medical insurance plan that provides coverage when you are
Not eligible for an ACA tax subsidy
Without health insurance and open enrollment has ended
Waiting to start a new job
Waiting for another plan to begin
Waiting to be eligible for Medicare
As an independent agent, we will assist you in picking a plan that fits your needs.
